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bindary.

The best terms for your risk, in one conversation.

Describe a complex, hard-to-place risk in your own words. bindary structures it and canvasses 270+ markets; a licensed insurance broker brings back the strongest terms.

Attach photos or documents. Write in any language.

The markets your risk reaches.

270+ markets60+ Lloyd's syndicates114 insurance companies107 MGAs and coverholders

Market access is arranged under the FCA permissions of MALAKUT (UK) LIMITED, an FCA-authorised insurance intermediary; bindary trades as its Appointed Representative.

What we place.

A specialty book, opened line by line.

More lines

Enquiries welcome ahead of launch; a licensed broker follows up on every one.

Watch a risk become a placement.

The product, live, on our first line: an aviation placement, worked end to end. Keep scrolling.

No. 1You send it over

In any form: plain words, a schedule, a forwarded thread. The assistant asks only what underwriters need.

No. 2The engine structures it

In seconds it becomes a broker-ready submission, enriched with what the market asks for.

No. 3The market answers

The right slice of 270+ markets quotes it. The strongest terms come back with levers you can adjust, and a licensed broker signs off every placement.

bindary.intake · not a quote
We operate a Gulfstream G450 out of Farnborough, charter work. We need hull and liability cover. Renewal is in November.
Understood. Hull and liability for a charter G450 based at Farnborough, renewing in November. Roughly how many hours does it fly a year?
Describe your business and the cover you need…
Your enquiry, structured
Line of risk
Aviation hull and liability
Operation
Business jet, charter
Base
Farnborough, UK
Renewal
November
Your enquiry is with a licensed broker. You will hear back by email.

Business risk still moves by inbox, PDF and forwarded thread. We think one conversation should be enough.

A specialty book, opened line by line: aviation live now, infrastructure, energy and marine next. Coming online in 2026, authorisation in progress.

Why bindary

Built around the risk.

Structured intake

Weeks of back and forth, gone.

Structured intake the moment you describe the risk. Nothing waits in an inbox, nothing gets retyped. An aircraft earns nothing while it waits on cover.

Re: Re: renewal quote?

Fwd: schedule attached

Re: any word from the market?

Fwd: chasing, week three

09:15, structured and with a broker.

Side-by-side quotes

Never wonder if better terms existed.

You see which markets quoted and how the terms compare across the slice canvassed, side by side.

Market AMarket BMarket C
hull rate
war cover
lay-up returns
Adjustable programme

Cover shaped to your operation, priced to your operation.

Adjust limits, deductibles and markets, and watch the programme move. A licensed specialist signs off whatever you choose.

Limit
Deductible
primary layer
first excess
war
In formation · 2026

Start the conversation.

bindary is coming online in 2026, with authorisation in progress. Tell us about your risk now and a specialist follows up as we go live.

Questions? See the FAQ.